Statement (1) is insufficient. If it were 40 days before expiration this would be true, and it would also be true if it were 20 days before expiration. Those two days provide different answers to the question.

Statement (2) is sufficient. If she wouldn't have paid a fee 3 days later, "3 days later" must refer to no later than 31 days before expiration. That means she renewed her membership no later than 34 days before expiration. No matter when she renewed before that point, she didn't pay a renewal fee. Choice (B) is correct.